Michelle has at least 5 ACEs. If her mother is also mentally ill, which the facts seem to indicate, then Michelle has 6 ACEs as follows:
Household Dysfunction
1. Substance Abuse (mother)
2. Parental Separation/Divorce
3. Mental Illness (mother)
Abuse
4. Psychological abuse (mother)
5. Sexual abuse by her mother's boyfriend
Neglect
6. Emotional neglect (mother)