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Caught in the Bankruptcy Feedback Loop [theatlantic.com]

 

Black Americans are far less likely than their white peers to successfully erase their debts in court—and a network of attorneys profits as a result.

Novasha Miller pushed through the revolving doors of the black glass tower on Jefferson Avenue last December and felt a rush of déjà vu. The building, conspicuous in Memphis’ modest skyline along the Mississippi River, looms over its neighbors. Then she remembered: Years ago, as a teenager, she’d accompanied her mother inside.

Now she was 32, herself the mother of a teenager, and she was entering the same door, taking the same elevator. Like her mother before her, Miller was filing for bankruptcy.

[For more on this story by Paul Kiel AND ProPublica, go to https://www.theatlantic.com/bu...s-chapter-13/541194/]

Photo: Novasha Miller outside her apartment in Memphis, Tennessee
Novasha Miller outside her apartment in Whitehaven, a neighborhood in Memphis, Tennessee. Miller filed for bankruptcy under Chapter 13 in order to prevent her wages from being garnished. Andrea Morales / ProPublica

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